Photo by Lutz Wernitz from Unsplash
When it comes to money most people can’t see beyond their next paycheck. They find it hard to conceive of a time when they won’t have to work to live. And many people will work till the day they die or are simply incapable of working any more. Life is more than working for money - every person's goal, when it comes to money, is to work for money so that one day their money will work for them so that they can enjoy life.
One of the best ways to stay out of debt and ultimately make your money work for you is by setting up a budget. Budgeting is important because it helps people live in reality. Most people over estimate how much take home pay they receive. And generally they significantly over estimate how much disposable income they have. Disposable income is money not already committed to pay rent/mortgage, utilities, car loans and other debt. To compound the matter people often significantly underestimate how much debt they have or how much they must pay in debt payments every month. Budgeting helps people understand their financial limits.
Setting up a monthly budget is relatively simple and takes about an hour. With a budget in hand you can take control of your financial life, get out of debt and save for your future retirement.
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Assistance is provided through seminars to groups or in one-on-one consultations.
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Debt Elimination
Money makes the world go round but it can sure mess up your life if you are not careful. Sometimes money troubles just happen. Sometimes we don’t make the best choices or we may simply make a mistake. You are not alone. Americans own $936 billion dollars just in credit card debt. That does not include mortgages, car loans, school loans or personal loans to family and friends. I speak from experience having twice gotten seriously in debt. With the help of Crown Financial Ministries I was able to overcome my debt and now I live debt free.
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Trained by Crown Financial street level and entirely practical means of assistance is provided to help people become debt free. Let Serve & Sow help you take control of your debt. Guidance is provided to understand and improve your credit score. Credit ratings not only impact the rates of interest that are charge and your ability to obtain financing, but also unexpected areas of your life such as employment, insurance cost and rent rates and others.
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THERE IS ABSOLUTELY NO CHARGE FOR EITHER SERVIVEANY ASSISTANCE PROVIDED